With dental insurance putting more and more limitations on what they will and won’t cover, it has become increasingly necessary to offer alternative forms of financing to cover patient co-pay amounts.
After a thorough vetting process, we’ve partnered with two different financing companies to help make dentistry more affordable for our patients: Care Credit and Lending Club Patient Solutions.
Financing with Care Credit
CareCredit is a Healthcare Finance program that we offer to our patients at 0% interest for up to 12 months on any out of pocket costs over $2,000.
CareCredit is a healthcare credit card with a credit line for treatments and procedures for your entire family, including your pets. It is a credit card designed for your health and beauty needs. With many of our promotional offers, you can avoid paying interest by making your minimum monthly payments and paying the full amount due by the end of the promotional period. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the offer period, with minimum monthly payments required. For complete details, please read the Credit Card Account Agreement within the application.
What kind of payment options does CareCredit offer?
CareCredit offers a full range of payment options. We offer 6, 12, 18, and 24-month plans where you can avoid paying interest if you make your minimum monthly payments and pay the full amount due by the end of the promotional period. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months. Minimum monthly payments are required.
For patients and clients with higher treatment fees who would prefer more time to pay with lower monthly payments, CareCredit offers longer payment options with a reduced, fixed interest rate. The fixed monthly payment amount is based on repayment over a 24, 36, 48-month period. You must make at least the fixed minimum monthly payment on or before the due date each month to keep your account in good standing. You can always pay more than the minimum payment. For complete details, please read the Credit Card Account Agreement within the application.
Call our office to ask about which plans we provide, and then apply for CareCredit’s Dental Care Financing online.
Lending Club Solutions
Lending Club makes it possible by providing low monthly payments to finance your elective treatment. Affordable payments, an easy online process, and no hidden fees – Lending Club just makes sense.
- Your choice of payment plans
- Start your treatment now with an affordable extended plan or one of our promotional plans which are no-interest if paid in full within 12 months*.
- Complete the quick online application anytime and in most cases you’ll have an answer within seconds. You can then print your loan documentation right from the website. Simply sign and fax back from your home or the doctor’s office and you’re ready to go!
- No initial payment
- You can start your treatment or schedule your procedure right now – with no payment due for 3 to 7 weeks. Spend less time thinking about payments and more time enjoying the results.
- No prepayment penalty
Step 1 : An easy application that won’t hit your credit score. Just fill out a few simple questions.
Step 2 : Call the office and let them know you are ready to proceed with treatment!
Pay your procedure off early – you’ll enjoy the flexibility LendingClub offers.