How Does Dental Insurance Work?
Understanding your dental insurance can take some work, which is why we wanted to provide our patients with a simple-to-understand explanation that can help you better plan for your care.
The first thing to know about dental insurance is that most plans completely cover twice yearly preventive exams and cleanings, with no cost to you. Exams and cleanings are important for maintaining a healthy, supportive smile. Other general and restorative services are also covered, but you must have met your plan’s deductible first. This includes services like dental fillings, crowns, and root canals, among others. What most insurance plans won’t cover are cosmetic or elective services. Preventive and restorative care is the primary focus of most dental insurance plans.
And finally, you need to understand that qualifying for dental insurance takes time. You can’t sign up for dental insurance one day and then come in for care the next. It takes time to get started. That means you need to plan ahead as you consider what kind of plan is right for you and your family.